Pasture, Rangeland, Forage (PRF) Insurance

Pasture, Rangeland, and Forages cover approximately 55 percent of all U.S. land. Forage grows differently in different areas, so it’s important for farmers and ranchers to know which types and techniques work best for their region.

In this feed replacement program for livestock producers suffering forage losses due to lack of precipitation, there are two outcomes:

1. Receive indemnities due to lack of precipitation.
2. Receives rain and has an out-of-pocket expense.

Typically the outcome is somewhere in middle:

• Producers now have the ability to “pencil out the weather”
• Out-of-pocket expense is not a bad bet to lose – would you pay for rain?

Rainfall Index – Pasture, Rangeland, Forage (RI-PRF) is a federally reinsured product that provides protection against a single peril – lack of precipitation. Coverage can be purchased by landlords, tenants, and owner/operators for those acres important to their haying or grazing operation. Producers may select from a variety of coverage levels, productivity factors, and two-month index intervals to personalize their plan. The Rainfall Index program uses weather data collected by the National Oceanic and Atmospheric Administration to determine rainfall levels. When the final grid index falls below your trigger grid index, you may receive an indemnity.

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