Whole Farm Revenue Protection (WFRP) Insurance

  • Whole-Farm Revenue Protection (WFRP) provides a risk management safety net for all commodities on the farm under one insurance policy. This insurance plan is tailored for a farm with up to $8.5 million in insured revenue, including farms with specialty or organic commodities (both crop and livestock), or those marketing to local, regional, farm-identity preserved, specialty, or direct markets
  • WFRP allows farmers to insure historic revenue across all commodities on the farm under one insurance policy, rather than each individual commodity. It is designed for farms to insure between 50 to 85% of their gross revenue, up to $8.5 million of revenue guaranteed. Producers with specialty or organic commodities – both crops and livestock, or those marketing to local, regional, farm-identity preserved, or direct markets, are eligible.
  • Whole Farm Revenue Protection insures farmers against loss of revenue from commodities produced during the insurance period and commodities purchased for resale during the insurance period, and also provides replant coverage for annual crops. The number of commodities produced is a measure of the farm’s diversification, and determines the minimum proportion of revenue a commodity must contribute to the farm to be considered for WFRP. The commodity count calculation determines:
  • If the farm meets the 3-commodity requirement needed to qualify for 80-85% coverage levels;
  • The amount of premium rate discount due to farm diversification; and
  • The subsidy amount – farms with 2 or more commodities receive a whole-farm subsidy